Microfinance & Payments · Lusaka, Zambia

Loans & Digital
Payments for Zambia

Straightforward loan applications for individuals and small businesses, with funds paid to your mobile money wallet or bank account once approved.

Mobile Money Payout
Bank Transfer
Private & Confidential
Simple Application
Terms Explained First
Responsible Lending
Apply for a Loan Explore Services
Example
Example loan amount
K 10,000
Applicant Your name
Term Agreed with you
Paid out by Mobile money
Apply Online
Payout If approved
Credit check Every loan
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Service Areas
0
Steps to Apply
0
Loan Size Ranges
0
Loan Purposes
Our Services

What We
Offer

Financial services for individuals and small businesses across Zambia.

Microfinance Loans

Loans for individuals and small businesses. If your application is approved, funds are paid out by mobile money or bank transfer.

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Digital Payments

Help with mobile money and digital payments for you and your business.

Enquire
Business Advisory

Practical guidance on budgeting and managing the finances of your business.

Enquire
About Batu Money

Lending for Zambian Businesses

Batu Money Lenders Limited is a Lusaka-based business offering loans and digital payment services to individuals and small businesses in Zambia. Once a loan is approved, funds can be paid out by mobile money or bank transfer.

Our aim is to make borrowing simpler for people who run small businesses and households, with the terms explained to you before you accept any offer.

Mobile Money & Bank Payout
Terms Explained Before You Accept
Every Application Assessed
Lusaka-Based Team
Apply for a Loan
Simple Process

How to Apply in
3 Simple Steps

A simple process from application to payout.

01

Apply Online

Send your details and loan request through the form. We will tell you which documents are needed.

02

Assessment

Every application goes through a credit assessment before a decision is made.

03

Get Paid

If approved, receive funds by mobile money or bank transfer.

Apply for a Loan Today
Privacy & Responsibility

Clear Terms,
Responsible Lending

What to expect when you apply.

Private by Design

We use the details you share only to assess your application and get in touch. Read our Privacy Policy to see how your information is handled.

Privacy Policy

Responsible Lending

Loans are subject to credit assessment and approval. Borrow only what you can comfortably repay.

Borrow Responsibly

Clear Payout

If approved, funds are paid by mobile money or bank transfer to the account you choose.

Mobile Money • Bank Transfer
Who We Serve

Built for Everyday
Zambian Businesses

We lend to individuals and small businesses, from market traders to makers and growers.

A shopkeeper at her counter, surrounded by shelves of goods

Shops & Retail

Stock, equipment and working capital for shops and market traders.

Stacks of colourful African print fabric for sale

Tailoring & Trade

Fabric, machines and materials for workshops and makers.

Rows of young crops in a field near Lusaka

Farming

Seasonal inputs and working capital for growers.

Get Started

Ready to Apply?
We're Here to Help.

Fill in the form below or contact us directly. We will get back to you as soon as we can.

Submitting opens WhatsApp with your details pre-filled; nothing is sent until you press Send. Loans are subject to credit assessment and approval. See our Privacy Policy.

Phone & WhatsApp

Call or message us during office hours.

+260 977 443382

Email Us

Send us your enquiry and we'll reply as soon as we can.

info@batumoney.com

Our Office

Contact us first to arrange a visit.

Lusaka, Zambia

Business Hours

Our office is open Monday to Saturday.

Mon–Sat: 08:00 – 17:00